{"id":2125,"date":"2024-11-20T12:18:39","date_gmt":"2024-11-20T05:18:39","guid":{"rendered":"https:\/\/www.pasarmikro.id\/buletin\/?p=2125"},"modified":"2024-11-20T12:18:41","modified_gmt":"2024-11-20T05:18:41","slug":"pasarmikro-and-conservana-supporting-jembrana-farmers-in-financial-and-digital-literacy","status":"publish","type":"post","link":"https:\/\/www.pasarmikro.id\/buletin\/pasarmikro-and-conservana-supporting-jembrana-farmers-in-financial-and-digital-literacy\/","title":{"rendered":"PasarMIKRO and Conservana: Supporting Jembrana Farmers in Financial and Digital Literacy"},"content":{"rendered":"\n
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PasarMIKRO is a commodity trading app, designed to empower farmers and suppliers, simplifying transactions and enhancing financial literacy. Recently, we ventured to Bali to deepen our collaboration with Conservana, a local processing company of non-timber forest products from Indonesian conserved forests, helping to facilitate smoother and traceable trade between them and Jembrana farmers. Our primary aim was to assess the farmers’ current level of financial literacy and encourage them to begin keeping financial records for all commodity transactions. With this, we hope to build sustainable financial habits, empowering farmers with the tools they need to make informed plans and strengthen resilience against financial uncertainties.<\/p>\n\n\n\n

End of October, I joined PasarMIKRO in Jembrana, a unique agricultural hub on the western side of Bali, rooted in cacao, vanilla, coffee, and durian farming. Established in 1939, this farming community is unique to Bali, centered around traditional agriculture rather than tourism. Farmers grow crops on both private fields and forest land recently permitted for agriculture, which extends their reach to 304 hectares of farmland. This rich agricultural heritage blends tradition with new opportunities as they work to sustain and improve their livelihoods.<\/p>\n\n\n\n

While in Jembrana, I stayed with Pak Mangku\u2019s \u201cKelompok Tani Hutan\u201d (KTH) group in Jalan Akular village. Pak Mangku, or I Made Dwi Sadnyana, is a respected community leader whose commitment to innovation and quality has made his home a gathering point for farmers eager to improve their practices. Alongside his nephew, Leo, who brings experience from Japan\u2019s agricultural sector, they are pioneering new techniques and raising the quality of local crops. Despite facing challenges like limited government support and low crop pricing, their work has drawn farmers from neighboring villages, eager to learn. Together, Pak Mangku and Leo are a driving force, inspiring others to invest in the potential of agriculture.<\/p>\n\n\n\n

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We conducted a financial literacy survey with 70 farmers in Jembrana to better understand their financial habits and challenges. Here\u2019s what we learned:<\/p>\n\n\n\n